" Moving off-site before launching a scam reduces the chance that you'll report the crook to the relevant site.

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By then, Morrison knew she was dealing with a scammer.

"The story was getting more and more bizarre," she says.

"He said he was going to pay me back double," she laughs.

Though the amounts and details of the scam vary from victim to victim, when it comes to romance scams, the con is almost always the same: The crook wants to get a besotted victim to wire money or provide access to a credit card.

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"I probably hear from five scammers a night," says Marko Budgyk, a Los Angeles financier who has frequented several online dating sites over the past 10 years.